The Gift of Homeownership: How First Nation Financial Can Make Your Dream a Reality
As the year winds down and we prepare to welcome 2025, many of us reflect on our goals and dreams. For countless individuals and...
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Joshua Fard
6 days ago5 min read
Navigating the Housing Markets in Texas and California
Purchasing a home is one of the most significant milestones in life. For blue-collar workers and hardworking professionals, the dream of...
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Joshua Fard
Dec 24 min read
Year-End Homebuying Tips: Secure Your Dream Home Before 2025
The end of the year often comes with reflections on past accomplishments and resolutions for the future. For many, owning a home is a top...
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Joshua Fard
Nov 254 min read
Mortgage Rates: Stability Amid Highs—What It Means for Borrowers
Mortgage rates have taken a breather in recent weeks, stabilizing after one of the most dramatic spikes in recent memory. October and...
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Joshua Fard
Nov 216 min read
Fixed-Rate Mortgages: A Comprehensive Guide
When buying a home, one of the biggest decisions you’ll make is choosing the right type of mortgage. For many homebuyers, fluctuating...
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Joshua Fard
Nov 184 min read
How Much Do You Need for a Down Payment in California and Texas?
If you’re thinking about buying a home, one of the first questions that probably comes to mind is, “How much do I need for a down...
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Joshua Fard
Nov 114 min read
Down Payment Assistance Programs for California and Texas Homebuyers
Owning a home might feel like a far-off dream, especially if you’re worried about the upfront costs of a down payment. But here’s some...
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Joshua Fard
Nov 51 min read
How to Achieve the American Dream Homeownership in Houston with Josh Fard
🚀 Owning a home is still within reach! In our latest episode of First Nation Financial, I had an enlightening conversation with Josh...
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Joshua Fard
Nov 54 min read
Refinancing: Is Now the Right Time for You?
Refinancing can seem like a complex decision, especially with changing interest rates and financial goals. Many homeowners in Houston are...
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Joshua Fard
Oct 291 min read
Navigating Real Estate Loans: Insightful Tips from Josh Fard
In this video, Jim is joined by mortgage expert Josh Farr to discuss the myriad reasons why working with a mortgage broker can simplify...
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Joshua Fard
Oct 297 min read
How to Buy a Home in Houston with Little to No Down Payment
For many hardworking Houstonians, the dream of owning a home feels out of reach due to the high costs of a down payment. Whether you’re a...
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Joshua Fard
Oct 281 min read
Comparing Banks and Mortgage Brokers: Pros, Cons, and Best Choices for Your Loan
Ready to explore mortgage options? In this video, Josh of First Nation Financial and Jim dive into the differences between banks and...
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Joshua Fard
Oct 271 min read
Down Payment Help and Mortgage Tips with Josh Fard
In this episode, hosts Jim and Joshua Fard of First Nation Financial delve into the intricacies of arranging a down payment for your...
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Joshua Fard
Oct 214 min read
Making the Most of Your VA Loan Benefits as a Veteran in Houston
Houston is a vibrant, diverse city, and it's no surprise that many veterans choose to make it their home. As a veteran, you have access...
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Joshua Fard
Oct 153 min read
Houston Housing Market Trends: What Homebuyers Need to Know
The real estate market in Houston is ever-evolving, and 2024 is shaping up to be a promising year for both homebuyers and sellers. With a...
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Joshua Fard
Oct 75 min read
Making Homeownership Possible for Houston’s Working Class
Homeownership is a significant milestone, but for many working-class individuals, it can seem like a distant dream. In Houston, rising...
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Joshua Fard
Oct 14 min read
The Pros and Cons of Adjustable-Rate Mortgages (ARMs) in Houston
Adjustable-Rate Mortgages (ARMs) can be an attractive option for many homebuyers, offering the potential for lower initial interest rates...
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Joshua Fard
Sep 174 min read
How Much Income Do You Need to Qualify for a $300K Mortgage in Houston?
As a mortgage professional, I often get asked, "How much income do I need to qualify for a $300,000 mortgage?" It’s an important...
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Joshua Fard
Sep 165 min read
Refinancing in Houston: When and Why It Makes Sense
Refinancing your mortgage can be a powerful financial tool, offering you the opportunity to reduce your monthly payments, shorten your...
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Joshua Fard
Sep 131 min read
Joshua Fard Explores Houston's Housing Market
Joshua Fard sheds light on home mortgages in Texas, particularly for households with a combined income of $60,000. We'll discuss the ins...
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